The best Bankingapp for Modern Finance

Absolutely. Revolut is fully licensed and regulated: in the EU, your funds are protected up to $100,000. In the UK up to £85,000 through FSCS‑covered partner banks.In the US deposits are insured up to $250,000 by the FDIC. Wherever you are, your money is in safe hands.

No, Revolut is transparent about its fees. The Standard account is completely free with no monthly fees. Certain services like ATM withdrawals above the limit or express card delivery incur clear fees shown in the app. All fees are listed in our pricing and fees guide.

Your virtual card is available immediately after account creation and can be used with Apple Pay or Google Pay. The physical card arrives within 3–5 business days. For $19.99 express delivery, it can arrive within 1–2 business days. Track your shipment anytime in the app.

Yes, you can use Revolut as your main bank account. Your employer can pay your salary to your IBAN. Transfers typically arrive within one business day. You’ll receive a push notification as soon as funds land in your account.